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What Happens if You Miss the ACA Health Insurance Enrollment Period?

Although missing the open enrollment deadline can result in having inadequate or costly coverage, you may still be able to make health insurance coverage changes without waiting until 2020 (although there is no guarantee).

Important Information About the 2020 ACA Health Insurance Open Enrollment

Don’t forget the open enrollment period for you to sign for health insurance ends on December 15 so you don’t have a lot of time to find the plan that’s right for you.  Here is some helpful information to keep in mind as you are making your decision. Rates – It looks like the rate increases […]

Affordable Care Act Open Enrollment – Important Dates and What’s New

The open enrollment period for the Affordable Care Act (Obamacare) here. Signed into law in 2014, the legislation overhauled and expanded regulations to the nation’s health care system. This year, not much has changed in Washington, but the marketplace is shifting and deadlines will still need to be met.   Important Dates: One of the constants […]

What is a Certificate of Insurance Form and Why You Need to Understand It

Certificates of insurance can protect you and your business from the negligence of others if they cause damage or injure someone.

Why You Need Business Insurance

Insurance is there for you if something goes wrong at home and at your business. The right insurance can save you from financial catastrophe no matter the circumstances. Here are some reasons to make sure you have the RIGHT business coverage: Leasing a commercial space. Landlords typically want tenants to carry General Liability and Property Insurance. Actually, most […]

What Is a Health Care Proxy and Why Do I Need One?

Creating a Health Care Proxy is an important step in protecting your medical wishes. Learn how one can help you when may need it most.

Personal Property Why You Need Insurance

Personal property insurance isn’t just for the big stuff, but for the small stuff too. We look at what you may really have at risk if you are uninsured.

How to Throw a Successful Yard Sale

Hosting a yard sale should be both fun and profitable. From pricing items to playing music, we share our top tips for a successful yard sale.

10 Travel Tips to Enjoy a Safe Vacation

Regardless where your travels take you and your family, following our top ten list of safety travel tips will help make your next vacation a safe one!

Getting ready for the planting season: What should you do?

Spring is the air and buds are about to bloom. Whether you are a gardening geek or beginning to develop your green thumb, nothing connects us with our Mother Earth quite like gardening does. Preparing for the upcoming planting season can mean the difference between beautiful blossoms or fledgling flowers. But getting ready to plant […]

Text Message Spam

If you have a smart phone than you are receiving text message spam. Text message spam is to your cell phone what email spam is to your personal computer. They all want to get your personal information. However, text message spam is a triple threat. It often uses the promise of free gifts or product […]

Identity theft: protect yourself and Medicare information

Identity theft is a serious crime that happens when someone uses your personal information without your consent to commit fraud or other crimes. Personal information includes things like your name and your Social Security, Medicare, or credit card numbers. Guard your Medicare card to protect your personal information To help protect your identity, Medicare mailed […]

Why an Insurance Agent Makes a Difference When Buying an Insurance Plan

Buying Medicare health insurance, life insurance or any other insurance can be complicated. There are so many details and decisions to make. That’s why it helps to have an expert on your side. That expert, is me, your insurance agent.  My role is to help you through the insurance buying process. I know there are […]

It’s time for your end-of-the-year insurance review

It’s one of those things that is easy to overlook – taking the time to review your insurance coverage. Why is this so important? Well, let’s start with the knowledge that you work hard and want to protect your income. That’s why it’s so important to review your family’s insurance needs annually to make sure […]

Wishing You a Happy Holiday Season And Healthy New Year

Here we are again in the midst of the holiday hustle and bustle. During this very busy season, we want to stop to take a few minutes to wish you a happy holiday and wonderful New Year. At this time of the year, we believe it’s important to reach out with a very BIG thank […]