Tavern and bar ownership brings a large number of different liability issues due to the nature of the business. Some common risks would be: • A patron slips and falls in the parking lot. • Two patrons get into an argument and someone gets hurt while on your premise. • You have a grease fire. • You experience water damage. • Freezer breaks down and you have food and alcohol spoilage.
You will need to protect the premises, equipment, furnishings, your workers' health and potential unemployment as well as your patrons' safety. If you have any loans for your bar or tavern you may have very specific insurance requirements spelled out in the loan documents. Your local government may also require specific types of insurance before they issue you a license. To satisfy such complex requirements you want both an insurance agent that can design and negotiate the proper coverage for such unique exposures.
As an independent insurance agency, the Serpe Insurance Agency represents a variety of highly rated insurance carriers which can provide the tavern or bar owner optimum insurance solutions and provide coverage from the nation's top insurance carriers. As an added value you will get a professional insurance team that has over 40 years of experience in the tavern and bar industry.
Let Serpe Insurance help you evaluate your risk and design a policy to fit your needs. To request a free bar or tavern insurance quote or find out more about the insurance programs offered by Serpe Insurance that can reduce premium cost and risk for your bar insurance or tavern insurance: